Uninsured & Underinsured Motorist Coverage

Being in a motorcycle accident is a huge aggravation in itself. It comes loaded with a whole host of headaches from sorting through the process of getting your bike repaired, your medical bills paid, and all the other things to which you must attend in the aftermath of a crash. But one thing that can turn an accident from aggravating to a blood-boiling nightmare is finding out that the other driver is uninsured or underinsured.

If you have been involved in a motorcycle accident with an uninsured or underinsured driver, contact Iowa motorcycle accident lawyer Pete Leehey today at 877-209-9452.

Selecting the Right Coverage

As a responsible vehicle owner, you took on the cost of your motorcycle insurance policy and it seems reasonable to expect the same courtesy from others. Sadly, this is not always the case, and you run the risk of being hung out to dry. Your insurance company likely offers uninsured or underinsured motorist coverage as an option for your policy, but it can be difficult to figure out what it can do for you and whether you need it.

Iowa motorcycle insurance lawyer Pete Leehey is happy to help other motorcyclists grasp the often confusing distinctions and provisions of insurance policies. He is especially familiar with how these coverage types can affect bikers because Pete is an avid motorcyclist himself. There are confusing differences between the terms “uninsured” and “underinsured”.

Uninsured motorist coverage is designed to secure your position if you are involved in a crash with someone who has no insurance. Underinsured motorist coverage is supposed to address the gap between another driver’s policy maximums (which are often insufficient) and the actual costs that an accident incurs.

Within each type of coverage there are potentially separate issues of property damage or medical/liability coverage, so it is advisable to consult with an attorney who can help you avoid being forced to pay for an accident caused by an uninsured or underinsured driver.

Contact Us

Uninsured & underinsured motorist coverage is one of the most important policy options, but also one of the most difficult to understand. Don’t risk a lack of awareness. Contact Iowa motorcycle insurance lawyer Pete Leehey at 877-209-9452 to learn all you need to know about these insurance options.