Iowa Insurance Laws

Staying safe on Iowa’s roads means being insured. This applies to motorcycles as well as other vehicles. By holding insurance you help keep yourself safe in the event of an accident. If you drive a motorcycle in the state of Iowa it is important to know the state laws associated with carrying motorcycle insurance.

If you have been in a motorcycle accident or would like to know more about motorcycle insurance claims, Iowa motorcycle accident attorney Pete Leehey can help. Contact Pete today at 877-209-9452 for a free consultation.

Iowa Motorcycle Insurance Requirements

In Iowa, there is a required minimum bodily injury coverage that must be met by all motorcycle operators. This is $20,000 per person in any one vehicular accident and $40,000 for all persons injured in any one vehicular accident. There is also a minimum requirement for property damage coverage. This is $15,000 for any damage or destruction done to the property of another in any one accident.

In Iowa there is a compulsory liability law and motorcycle operators are held financially responsible in the case of an accident. There is the option, if you do no purchase insurance coverage, to get Uninsured and Underinsured Motorist Coverage. Motorcycle owners can purchase either or both types of coverage and this will suffice as long as the minimum amount purchased meets the bodily injury liability requirements outline above.

Contact Us

If you or a loved one has suffered from a motorcycle accident due to the unsafe actions of an uninsured operator, you may be eligible for compensation. Contact the Iowa motorcycle accident lawyers of the Pete Leehey law firm today. Pete is a caring and experienced motorcyclist himself and can give you the assistance you need to collect for damages. Call us today at 877-209-9452 for a free consultation.